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o Tips for Frugal Living!
     n All frugality experts shop for food no more than once a
week to save time and money and avoid waste. Check store ads
and coupons for the week’s best deals, plan your meals, make a
list and stick to it. This takes an hour or so a week to organize,
and a couple more to shop around. It’s worth it, though: the more
organized you are, the less you shop; and the less you shop, the
more time and money you save.
     n Pay attention to how you spend your loose change. Limit
the amount of cash and coins you carry, and you’ll plug one of
the biggest financial leaks in most Americans’ pockets.  My own
personal tip here is to have a Piggy bank!  I actually collect pigs
of all sizes, sorts and shapes- so I actually have a “Piggy” piggy
bank!  I have made it a habit to clean all the loose change out
of my purse several times a week, and deposit it at the Piggy. 
You will be amazed at the money you can save (not to mention
saving your back from lugging around all that change!).  I let it
pile up, and set some time aside on a rainy day for a family
“roll the change day”.  We have used the change to fund
vacations and large, fun purchases that seemed to come from
no where, just by emptying pockets and purses.  You will be
surprised how much money you can set aside, with a little bit of
attention to what could have been lost money.

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 Bible Verse
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                                   Psalm 23:2
          Click here to read the verse at Bible Gateway!
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